Conventional Loan Options from Johns Creek Mortgage

Conventional loans are among the most popular mortgage financing options available. Conforming loan limits are established by the Federal Housing Finance Agency (FHFA) and may vary by location. Contact Johns Creek Mortgage for current loan limit information and available financing options. For loan amounts exceeding conforming loan limits, ask us about available Jumbo Loan programs.

Conventional Financing Programs

Johns Creek Mortgage offers a variety of conventional mortgage solutions for qualified borrowers, including programs designed for first-time homebuyers and repeat homebuyers.


Available options may include:

  • Financing programs designed for first-time homebuyers
  • Programs intended to serve low- to moderate-income borrowers
  • Conventional mortgage options with private mortgage insurance
  • Conventional mortgage options that may not require private mortgage insurance, depending on borrower qualifications and program guidelines
  • Programs that may allow gift funds, subject to lender requirements
  • Programs that may permit seller contributions toward closing costs, subject to lender and program guidelines
  • Financing solutions for owner-occupied properties
  • Financing options for eligible second homes and investment properties


Benefits of Conventional Loans:

  • Competitive financing options for qualified borrowers
  • Flexible property and occupancy options
  • Multiple program choices to fit a variety of financial situations
  • Available for purchase and refinance transactions

Eligibility, loan terms, down-payment requirements, interest rates, fees and program features vary based on borrower qualifications, property type and lender guidelines. Contact Johns Creek Mortgage to discuss available options and determine which program may best fit your needs.

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Important Notice:

Johns Creek Mortgage, LLC is a licensed mortgage broker. We arrange but do not make loans. All loan programs are subject to borrower qualification, lender approval and program guidelines. Loan terms, conditions and availability are subject to change without notice.


Call 678-632-0080 now – we can help with any type of mortgage loan.