Mortgage Rates – Updated Weekly
Your Best Rate Starts Here
At Johns Creek Mortgage, we’re an independent mortgage broker, not a bank. That means we work for you, comparing rates and programs from multiple trusted lenders to find the best fit for your goals.
We shop the market so you don’t have to — securing competitive rates, flexible terms, and personalized solutions whether you’re buying, refinancing, or investing.
*Conventional/Jumbo Assumptions: 800 credit score, 75% loan-to-value (LTV), single-family residence (SFR), owner-occupied primary residence, 30-day lock period, $270,000 loan amount, and 25% down payment ($67,500). Reserve requirements may apply.
*Government Loan Assumptions: 760 credit score, 96.5% LTV for FHA loans and 100% LTV for VA and USDA loans, single-family residence (SFR), owner-occupied primary residence, and 30-day lock period.
- Rates, Annual Percentage Rates (APRs), loan terms, and program availability are provided for informational purposes only and are subject to change without notice. The APR reflects the cost of credit expressed as a yearly rate and may be higher than the interest rate.
- The down payment assumptions used in the rates displayed are 25% for Conventional/Jumbo loan examples, 3.5% for FHA loan examples, and 0% for VA and USDA loan examples, unless otherwise noted.
- Repayment terms are based on the full term of the loan program displayed. For example, a 30-year fixed-rate mortgage requires 360 monthly principal and interest payments. Any loan product containing a balloon payment feature will separately disclose the balloon payment amount and due date.
- For adjustable-rate mortgage (ARM) products, the interest rate and Annual Percentage Rate (APR) may increase after loan consummation, resulting in higher monthly payments.
- Rates shown may include the payment of discount points. Actual interest rates, APRs, monthly payments, and closing costs may vary based on borrower qualifications, including but not limited to credit score, loan amount, LTV, occupancy, property type, debt-to-income ratio, assets, and underwriting requirements. Not all borrowers will qualify for the rates shown.
- Payment examples shown, if any, may not include taxes, insurance, mortgage insurance premiums, homeowners association dues, or other escrow requirements. Actual payment obligations may be greater.
- This advertisement is not a commitment to lend or extend credit. All loan approvals are subject to credit approval, underwriting guidelines, investor requirements, program availability, and property approval. Additional terms, conditions, and restrictions may apply.
- Johns Creek Mortgage, LLC is a mortgage broker and arranges but does not make loans or issue credit decisions. Loan funding is provided by third-party lenders.
- Johns Creek Mortgage, LLC. NMLS #2320634. Equal Housing Opportunity. Licensed in Georgia, Tennessee, Alabama, North Carolina, South Carolina, Florida, New Hampshire, Texas, Indiana, Virginia, Massachusetts, and other states where authorized. For state licensing information, visit
www.nmlsconsumeraccess.org.
Why Work With a Broker?
- We compare multiple lenders for your best rate.
- We handle the details from pre-approval to closing.
- We focus solely on what benefits you.
Need more information? Call our experts today at (678) 632-0080 or apply below.
Disclaimer: Rates shown are for informational purposes only and reflect market conditions as of the date indicated. Rates may change without notice and vary based on credit profile, loan amount, property type, and other factors. This is not a commitment to lend or a guarantee of any rate or terms.
Your actual interest rate, APR, payment, and closing costs will be determined after a completed application, credit review, and property appraisal. Additional fees may apply. We will provide a Loan Estimate within three business days of receiving your application, as required by federal law.
